Financing

Flexible Financing Options

No Payments, No Interest

Details: Defer all payments and interest for a full 12 months.How It Works:During the promotional period, interest is waived if the loan is paid in full. If not, it converts to a 9.99% fixed-rate loan, payable over 48 additional months. No hidden fees or penalties.Benefits: Start your roofing project now—without spending a dime upfront. Ideal for urgent repairs or homeowners managing other expenses.

36 Months, 0% APR

Details:Enjoy 0% interest financing over 36 months.

How It Works:Break up your project cost into low, equal monthly payments with no added interest. A great fit for larger installations or complete roof replacements.

Benefits: Keep monthly payments predictable and affordable while still getting top-tier roofing.

Why Homeowners Love Financing with Charlotte Roofing

Comprehensive Price Quote

Get a full breakdown of costs upfront—no surprises, no guesswork. Know exactly what you're paying for, from materials to labor.

Our Low Price Guarantee

We won’t be beaten on value. If you find a better quote for the same quality and service, we’ll match it—because trust starts with fairness.

Safeguard Your Purchase

Financing doesn’t mean cutting corners. We back every financed project with full warranties and long-term durability.

Quick, Expert Installation

Once approved, we move fast—often within days. Get the roof you need now with zero delays and professional precision.

“Navigating roof damage can feel overwhelming—but you’re not in it alone. We’re here to simplify the process, protect your investment, and make sure you get the coverage and craftsmanship you deserve.”

Owner & CEO

Rated 4.9/5 by Homeowners Across Charlotte

“Charlotte Roofing made the process incredibly smooth. They showed up on time, worked efficiently, and left my yard spotless. The roof looks amazing—and the warranty gave us total peace of mind.”
Melissa R., Charlotte NC
“We had storm damage and needed urgent repairs. Their team arrived within 24 hours and handled the entire insurance claim for us. It was stress-free from start to finish.”
Darren L., Matthews NC
“I got quotes from three companies and chose Charlotte Roofing because they were upfront, honest, and reasonably priced. No upselling, just solid work. Highly recommend.”
Priya S., Huntersville NC
“I run a small property management company, and I’ve used Charlotte Roofing on five homes so far. Every job is done on time, on budget, and with zero hassle. They’re my go-to team.”
Kevin M., Charlotte NC
“As a first-time homeowner, I was nervous about costs. Charlotte Roofing walked me through the financing step by step—and I actually enjoyed the process. Amazing service!”
Emily J., South End Charlotte NC
“The 0% interest over 36 months was a game-changer. I was able to upgrade to a better roofing material without worrying about a big payment. These guys are the real deal!”
Carlos D., Mint Hill NC
“I couldn’t believe how easy the financing process was! I didn’t have to pay a cent upfront, and my roof was installed within the week. Charlotte Roofing made it stress-free and affordable.”
Ashley M., Charlotte NC

Your Questions, Answered

Yes! We work with multiple financing partners that offer flexible credit options. Many of our customers are approved even with less-than-perfect credit.
Not necessarily. Our “No Payments, No Interest” plan allows you to get started with $0 down, depending on your approval and financing selection.
Most financing applications are approved within minutes. We can walk you through it during your consultation—quick, easy, and hassle-free.
There are no prepayment penalties, so you’re free to pay off your financing early without any extra fees.
Absolutely. Our financing options cover everything from minor repairs to full roof installations, depending on the scope of your project.

Want Roofing Made Affordable—Starting Today?

Flexible financing. Fast approval.
Get A Quote Now